Brokers pay in 30–60 days. Fuel is due today. Trucks break on Sundays. Trucking runs on cash flow — and we finance every mile of it, from first truck to full fleet.
Three quick questions — built for carriers.
Secure & confidential. No obligation.
At a Glance
Built around the economics of freight: asset-heavy, receivable-rich, and allergic to downtime.
The Problem We Solve
Trucking’s core math problem: every expense is immediate — fuel, insurance, driver pay, tolls — while every dollar of revenue rides a broker’s net-30-to-60 terms. Growth makes it worse: more loads means more receivables means more cash stuck in transit.
Our carrier programs attack both sides. Factoring converts rate confirmations into same-week cash (with fuel advances on pickup), while equipment financing puts trucks and trailers to work without draining reserves. MC number and hustle required; perfect credit not so much.
The Toolkit
From single-truck cash flow to fleet expansion, shift into the right one.
Up to 97% advanced on rate cons within 24 hours, plus free broker credit checks before you accept the load.
Invoice factoringSleepers, day cabs, reefers, flatbeds — new, used or private party, with first-time-buyer programs available.
Equipment financingBlown turbo, insurance renewal, a driver to onboard — fast capital for the expenses that can’t wait for a settlement.
Working capitalA standing reserve for maintenance season and growth spurts — draw as needed, pay only on the balance.
Line of creditSimple Process
Downtime is the enemy. The process is built accordingly.
Four minutes on your phone. MC number, rough revenue, and what you need — that starts everything.
~4 minutesA specialist who knows deadhead from detention matches you to trucking-specific lenders the same day.
Same dayAdvance rates, factor fees, truck payments — real numbers you can run against your cost-per-mile.
No surprisesFactoring setups fund first loads within days; repair capital in 24–48 hours; truck deals pay the seller directly.
Same week
Who We Fund
New authority six months in? Regional fleet with 40 power units? The programs scale, and so does the pricing — volume earns better terms as you grow.
On the road with us:
Questions, Answered
Yes. Factoring approval leans on your brokers’ credit, not your operating history — new authorities factor from their first load. Truck financing for newer carriers exists too, typically with a modest down payment.
On factored loads, you can draw a portion of the invoice at pickup — same day, straight to your fuel card or account — with the balance advancing on delivery. It turns every load into its own operating budget.
Yes — private-party and auction purchases are financed regularly. We’ll coordinate title, lien and payoff logistics with the seller so the deal closes clean.
Broker quick-pay typically runs 2–5% per load and only works with that broker. Factoring usually prices between 1.5–4% across your whole book, includes broker credit vetting, and doesn’t care whose freight you haul. For most carriers running multiple brokers, factoring wins on both math and flexibility.
No. Between broker-credit-based factoring and asset-secured truck financing, trucking is one of the most credit-forgiving industries we serve. Deposits and delivered loads speak louder than your score here.
No — exploring options uses a soft inquiry only. A hard pull happens only later, with your consent, once you choose a specific program.
Still curious? Read the full FAQ or call (877) 283-2321.
Get Funded
Four minutes, phone-friendly. Upload rate cons or bank statements in the documents step to fund fastest.
What are you applying for?
Choose the option that fits best — you can always talk it through with a specialist.
How much funding do you need?
Drag the slider — a rough number is fine.
What's it for?A few details
This helps us match you with the right lenders.
Where should we send your options?
A funding specialist will review and reach out — no impact to your credit score.
Speed things up with documents (optional)
Recent bank statements help us get you approved faster. Accepted formats: PDF, PNG, JPG — max 3 files.
Review your application
Make sure everything looks right — then send it our way.
Thank you — your application has been received. A dedicated funding specialist will contact you within one business day.
Need us sooner? Call (877) 283-2321.
Success Stories
Carriers who stopped financing their brokers for free.
Financed two new trucks at a better rate than our bank offered. Our specialist knew the trucking business inside out.
Invoice factoring turned our 60-day receivables into same-week cash. Game changer.
From $40K working capital to a $250K expansion loan in two years. They grow with you.
Let's Get You Funded
Apply between loads, get matched the same day, and stop letting net-45 terms drive your operation.
