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Soft credit check only

Four minutes to real offers

One application covers every product we offer — business funding, mortgages and refinancing. A named specialist reviews it the same day, and your credit score never feels a thing.

No hard credit pullSame-day reviewFunding from 24 hrs

The Application

Everything starts right here

Answer what you can — estimates are fine everywhere. You can talk through details with your specialist tomorrow.

Your application

What are you applying for?

Choose the option that fits best — you can always talk it through with a specialist.

How much funding do you need?

Drag the slider — a rough number is fine.

$250,000
$10K$250K$1M$5M+
What's it for?

A few details

This helps us match you with the right lenders.

Time in business
Monthly revenue
Estimated credit score
700
Good
450650750850

Where should we send your options?

A funding specialist will review and reach out — no impact to your credit score.

Speed things up with documents (optional)

Recent bank statements help us get you approved faster. Accepted formats: PDF, PNG, JPG — max 3 files.

Drag & drop your files here or click to browse

Review your application

Make sure everything looks right — then send it our way.

Application complete!

Thank you — your application has been received. A dedicated funding specialist will contact you within one business day.

Need us sooner? Call (877) 283-2321.

256-bit encrypted · No credit impact

While You Decide

What happens after submit

The clock that starts the moment you finish the form above.

First reviewSame dayBy a named specialist
Your offersWithin 24 hrsCompared across 50+ lenders
Fastest funding24–48 hrsWorking capital programs
Cost to you$0No fee, no obligation

After You Apply

The next 48 hours, mapped

No black box — here’s exactly what your application sets in motion.

01

Specialist review

A human matched to your product and industry reads your file and calls with any clarifying questions — usually within hours.

Hours
02

Offers assembled

Your file is shopped across matching lenders; competing offers come back priced in plain English.

Day 1
03

You choose — or don’t

Take an offer, ask for changes, or walk away clean. No fee, no obligation, no hard pull unless you proceed.

Your call

Questions, Answered

Before you hit submit

Success Stories

People who were exactly here

Same form, same four minutes — here’s where it took them.

From application to money in my account took three days. The whole process felt effortless.
ER
Elena RodriguezOwner, Bloom Floral Studio · Miami, FL
Called Monday, funded Thursday. That speed won a contract we would have lost otherwise.
KO
Kevin O’BrienOwner, O’Brien Roofing · Tampa, FL
Second time funding with BTEC. They remember your business and it shows.
AL
Andre LewisOwner, Lewis Fitness · Brooklyn, NY

Read more reviews

Still Scrolling?

The form is right up there.

Four minutes, no credit impact, no obligation — or call (877) 283-2321 and apply by phone with a specialist.

Back to the Application or call (877) 283-2321
Apply Now