One application covers every product we offer — business funding, mortgages and refinancing. A named specialist reviews it the same day, and your credit score never feels a thing.
The Application
Answer what you can — estimates are fine everywhere. You can talk through details with your specialist tomorrow.
What are you applying for?
Choose the option that fits best — you can always talk it through with a specialist.
How much funding do you need?
Drag the slider — a rough number is fine.
What's it for?A few details
This helps us match you with the right lenders.
Where should we send your options?
A funding specialist will review and reach out — no impact to your credit score.
Speed things up with documents (optional)
Recent bank statements help us get you approved faster. Accepted formats: PDF, PNG, JPG — max 3 files.
Review your application
Make sure everything looks right — then send it our way.
Thank you — your application has been received. A dedicated funding specialist will contact you within one business day.
Need us sooner? Call (877) 283-2321.
While You Decide
The clock that starts the moment you finish the form above.
After You Apply
No black box — here’s exactly what your application sets in motion.
A human matched to your product and industry reads your file and calls with any clarifying questions — usually within hours.
HoursYour file is shopped across matching lenders; competing offers come back priced in plain English.
Day 1Take an offer, ask for changes, or walk away clean. No fee, no obligation, no hard pull unless you proceed.
Your callQuestions, Answered
No. The application runs a soft inquiry only. A hard pull happens only if you later accept a specific offer that requires one — with your explicit consent.
Estimates are expected and fine. Your specialist confirms details on the follow-up call; nothing in the form is a binding statement.
No — but uploading 3–4 months of bank statements in the documents step typically cuts your timeline in half. You can also send them later.
Zero commitment. Many people apply purely to see their options. Offers expire quietly if you pass; nothing is owed at any point before signing.
Success Stories
Same form, same four minutes — here’s where it took them.
From application to money in my account took three days. The whole process felt effortless.
Called Monday, funded Thursday. That speed won a contract we would have lost otherwise.
Second time funding with BTEC. They remember your business and it shows.
Still Scrolling?
Four minutes, no credit impact, no obligation — or call (877) 283-2321 and apply by phone with a specialist.