The plain-English version of how we collect, use and protect your information — because a financial firm’s privacy policy shouldn’t require a lawyer to read.
BTEC Financial ("BTEC," "we," "us") operates this website and provides commercial finance brokerage, mortgage referral, merchant services and credit consulting services from 6200 Stoneridge Mall Road, Suite 300, Pleasanton, CA 94588. This policy explains what information we collect, why, and the choices you have.
We collect information you provide directly — through applications, quote forms, calculators, contact forms and phone calls — which may include your name, business name, contact details, state, requested amounts, revenue ranges, estimated credit range, and any documents you choose to upload (such as bank or processing statements). We also collect standard technical data automatically, such as IP address, device and browser type, pages visited and referral source.
We share your information with lending partners and service providers only as needed to process your specific request — for example, submitting your application to lenders actively quoting your file. We do not sell your personal information, and we do not distribute your details to third-party lead lists. Service providers who support our operations (hosting, analytics, communications) are bound to use data only on our instructions.
Data submitted through our forms travels over encrypted connections (TLS, commonly described as 256-bit encryption). We restrict internal access to personal information to personnel who need it to serve you, and we retain records only as long as necessary for the purposes above or as law requires.
Exploring options through our forms involves at most a soft credit inquiry, which does not affect your credit score. A hard inquiry occurs only when you proceed with a specific lender's program and provide the consent that lender requires.
This site may use cookies and similar technologies for essential functionality and aggregate analytics that help us understand how the site is used. You can control cookies through your browser settings; the site remains usable with non-essential cookies disabled.
You may request access to, correction of, or deletion of your personal information, and you may opt out of marketing communications at any time. California residents have additional rights under the CCPA/CPRA, including the right to know, delete and correct. To exercise any right, email info@btecfinancial.com or call (877) 283-2321.
Our services are for businesses and adults. We do not knowingly collect information from anyone under 18.
When we update this policy, we will revise the date at the top of this page. Material changes will be highlighted on this page.
Questions about privacy? Email info@btecfinancial.com, call (877) 283-2321, or write to BTEC Financial, 6200 Stoneridge Mall Road, Suite 300, Pleasanton, CA 94588.
Questions?
Call (877) 283-2321 or email info@btecfinancial.com — a real person will walk you through anything on this page.
