Multifamily, office, retail, industrial, mixed-use — purchase, refinance, cash-out or bridge. Bank, agency and private capital under one roof, matched to your deal by people who close.
Three quick questions — takes 30 seconds.
Secure & confidential. No obligation.
At a Glance
From a first fourplex to an institutional-size portfolio — structured, priced and placed by specialists.
What We Do
Commercial real estate finance is a fragmented world: banks want stabilized assets and strong sponsors, agencies want multifamily, private capital wants speed and story deals. Pick the wrong door and you burn eight weeks learning it.
We sit across all of them. Your deal gets packaged once — rent rolls, financials, sponsor bio, the works — then placed with the capital source whose box it actually fits. Owner-occupied or investment, stabilized or value-add, we’ve closed the shape of your deal before.
The Programs
The right structure depends on where the asset is headed — not just what it’s worth today.
Up to 80% LTV on stabilized assets with terms to 30 years. Owner-occupants can pair with SBA 504 for as little as 10% down.
Up to 80% LTVReset your rate, extend your term, or pull trapped equity out of a performing asset to fund the next acquisition.
Unlock equityFast, flexible capital for time-sensitive closings, value-add repositioning and lease-up periods — with a permanent takeout mapped from day one.
Close in ~10 daysQualify on the property’s rent, not your personal tax returns. Built for portfolio builders who write off aggressively.
No tax returnsSimple Process
Commercial closings reward preparation. Here’s the cadence when the file is built right.
Apply below with the basics — property type, price, income and your timeline. A specialist scopes viable structures within a day.
Day 1We assemble the lender package and return term sheets from matched capital sources — typically inside a week.
Term sheetsAppraisal, environmental, title. We drive the checklist so third parties don’t drift your closing date.
We pushConventional deals close in 2–8 weeks; bridge in as little as 10 days. Then the asset starts working for you.
Funded
Asset Types
Our lender network spans the full commercial spectrum — including asset classes many banks quietly avoid. Special-purpose properties, mixed-use with residential above retail, self-storage, hospitality: bring the deal, we’ll find its capital.
Actively financing:
Questions, Answered
Typically 20–30% for investment property. Owner-occupants have the best cheat code in the market: SBA 504 financing at roughly 10% down. If your business will occupy 51%+ of the building, ask us to run the 504 comparison.
Debt Service Coverage Ratio — the property’s income divided by its loan payment. Most lenders want 1.20–1.25×, meaning the asset earns 20–25% more than the mortgage costs. On DSCR loan programs, that ratio replaces your personal income entirely.
Yes — DSCR programs underwrite the property’s rent, not your returns. Rates run modestly higher than full-doc bank loans, but for investors with complex returns it’s often the difference between closing and not.
With clean title and a responsive borrower: 10–14 days is realistic, and we’ve done faster. Bridge pricing is higher, so we always map the permanent takeout before you sign — the exit is part of the plan, not an afterthought.
Enthusiastically. Retail-below-apartments-above is a favorite asset class of several of our lenders. The residential/commercial income split determines which programs price best — send the rent roll and we’ll show you.
The core package: purchase contract or payoff statement, rent roll, trailing-12 operating statement, personal financial statement and two years of returns (except DSCR). We provide the checklist upfront and assemble it with you — the file drives the timeline.
Still curious? Read the full FAQ or call (877) 283-2321.
Get Started
Four minutes to scope your deal. A commercial specialist reviews every file personally.
What are you applying for?
Choose the option that fits best — you can always talk it through with a specialist.
How much funding do you need?
Drag the slider — a rough number is fine.
What's it for?A few details
This helps us match you with the right lenders.
Where should we send your options?
A funding specialist will review and reach out — no impact to your credit score.
Speed things up with documents (optional)
Recent bank statements help us get you approved faster. Accepted formats: PDF, PNG, JPG — max 3 files.
Review your application
Make sure everything looks right — then send it our way.
Thank you — your application has been received. A dedicated funding specialist will contact you within one business day.
Need us sooner? Call (877) 283-2321.
Success Stories
Owners and investors who got the structure their deal deserved.
Bridge financing closed our commercial purchase in under three weeks. Impressive execution.
From $40K working capital to a $250K expansion loan in two years. They grow with you.
BTEC Financial helped me secure funding when traditional banks turned me away. Within 48 hours I had the capital to expand my store.
Let's Get You Funded
Scope your deal above, or call and ask for the commercial desk. Term sheets within the week for well-packaged files.
