Every swipe is being skimmed harder than it should be. Send us one monthly statement and we’ll show you — line by line — what transparent processing would save you. Most owners are stunned.
Two quick questions, then we’ll run your numbers.
Secure & confidential. No obligation.
At a Glance
Not a loan — pure margin recovery. The savings drop straight to your bottom line every month, forever.
What It Is
Most processors quote a “simple flat rate” that quietly bundles fat margin into every transaction — then layer on statement fees, batch fees, PCI fees and an annual fee for the privilege. On $50K of monthly volume, the gap between that and honest interchange-plus pricing is often $400–900 a month.
We flip the model: you see the true card-network cost (interchange) and our fixed margin on top, itemized. Nothing hides. And because we also fund businesses, we’re incentivized to keep your margins healthy — not to farm them.
What You Get
Whatever way your customers want to pay, you’re covered — at honest pricing.
Fast EMV / tap-to-pay terminals and full POS systems for retail and restaurants — often placed free with your account.
Free placementPayment gateways, hosted checkout, invoicing links and recurring billing that plug into your site or store platform.
Gateway includedYour money lands the next business day as standard — with same-day funding options for businesses that live on cash flow.
Faster cash flowPoint-to-point encryption, tokenization, and guided PCI compliance — without the mystery “compliance fees” other processors invent.
PCI guidanceSimple Process
The whole reason overpriced processors keep clients is the myth that switching is painful. It’s four steps.
Apply below and upload any recent processing statement. That’s the entire ask.
2 minutesWe decode every fee you’re paying today and quote your true interchange-plus cost next to it. Keep the analysis either way.
Free foreverLike the math? We handle setup, equipment programming and gateway migration around your business hours.
We do the workSame customers, same cards, smaller cut taken out of every sale — month after month, permanently.
Ongoing savings
Who Saves Most
The higher your card volume, the more a bad rate quietly costs. Restaurants, retailers, salons, medical practices and e-commerce brands are the classic wins — but any business running $10K+ a month in cards almost always has meaningful savings hiding in the statement.
Prime candidates:
Questions, Answered
Flat rates like “2.9% + 30¢” are priced to cover the most expensive card type — so on every debit card and standard credit swipe (which cost the networks far less), the difference is pure processor margin. Interchange-plus passes you the true cost and adds one visible, fixed markup.
Completely. We analyze your statement, show the exact savings, and you keep the breakdown whether or not you switch. It costs us an hour; it earns your trust — that trade works for us.
No. Migration happens around your schedule — new equipment arrives programmed, your gateway cutover is coordinated, and there’s no gap in your ability to take payments. Most switches complete within a week.
Often less than you think. Many “contracts” have modest exit costs that your first two months of savings cover; some processors waive them under pressure. Send the statement and contract — we’ll tell you honestly whether the math favors moving now or at renewal.
We have placement options across a wide range of industries, including many that mainstream processors decline. Tell us what you do — no judgment, just routing to the right platform.
Yes — and beautifully. Consistent card volume through our platform gives you a live track record that can unlock revenue-based funding offers with almost no paperwork. Many clients tap it for expansion later.
Still curious? Read the full FAQ or call (877) 283-2321.
Get Started
Use the documents step to upload a recent processing statement — savings analysis comes back within one business day.
What are you applying for?
Choose the option that fits best — you can always talk it through with a specialist.
How much funding do you need?
Drag the slider — a rough number is fine.
What's it for?A few details
This helps us match you with the right lenders.
Where should we send your options?
A funding specialist will review and reach out — no impact to your credit score.
Speed things up with documents (optional)
Recent bank statements help us get you approved faster. Accepted formats: PDF, PNG, JPG — max 3 files.
Review your application
Make sure everything looks right — then send it our way.
Thank you — your application has been received. A dedicated funding specialist will contact you within one business day.
Need us sooner? Call (877) 283-2321.
Success Stories
Same sales. Same customers. Noticeably more left over.
Switched our card processing through them and we are genuinely saving about 35% monthly.
When I needed to renovate my restaurant, BTEC came through with quick funding and great rates. I recommend them to every business owner I know.
Straightforward terms and real people who pick up the phone. Five stars.
Keep Exploring
Let's Get You Funded
Upload a processing statement above and see the line-by-line difference within a business day. Worst case, you confirm you’re getting a fair deal — for free.
