Clients save up to 40% on card processing

Payments that cost less. Capital that moves faster.

Merchant processing is what we do first — transparent interchange-plus pricing, next-day deposits and modern POS, with a free statement review that shows your savings before you switch. And when you’re ready to grow, we fund that too.

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Up to 40%Processing Savings
$8B+Capital Funded
24–48hApproval

See what you qualify for

60 seconds · Free statement review · No impact to your credit score

What can we help with?

How much do you process each month?

Where should we send your review?

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A BTEC specialist will reach out within one business day.
Prefer to talk now? (877) 283-2321

Secure & confidential. No obligation.

What We Do

Payment processing first — and the capital to grow

Merchant services are the core of our business. Everything else — working capital, equipment, real estate, SBA — is here for the moment your business is ready to move.

Simple Process

From application to funding in three steps

Apply in minutes

One short application. No stacks of paperwork, no impact to your credit score.

60 seconds
Deal closedReal terms, real people

The Handshake

What the end of the process looks like

Every application ends in a conversation with a person, not a portal. We bring you the offers we would take ourselves, explain the trade-offs in plain language, and let you decide without pressure.

No stacked loans behind your back. No surprise fees at signing. Just terms you understood before you agreed to them.

Start Your Application

Start Your Application

Apply in minutes, right here

Your application

What are you applying for?

Choose the option that fits best — you can always talk it through with a specialist.

How much funding do you need?

Drag the slider — a rough number is fine.

$250,000
$10K$250K$1M$5M+
What's it for?

A few details

This helps us match you with the right lenders.

Time in business
Monthly revenue
Estimated credit score
700
Good
450650750850

Where should we send your options?

A funding specialist will review and reach out — no impact to your credit score.

Speed things up with documents (optional)

Recent bank statements help us get you approved faster. Accepted formats: PDF, PNG, JPG — max 3 files.

Drag & drop your files here or click to browse

Review your application

Make sure everything looks right — then send it our way.

Application complete!

Thank you — your application has been received. A dedicated funding specialist will contact you within one business day.

Need us sooner? Call (877) 283-2321.

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Services in Detail

A closer look at what we do

Merchant Processing

Everything you need to take payments — in store, online and on a schedule — at rates we benchmark against what you pay today.

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    Since 2010Empowering Growth

    About Us

    Your trusted partner in financial success.

    At BTEC Financial, we believe everyone deserves access to the financial resources they need to achieve their goals — whether you're a business owner seeking capital to grow, or an individual looking for a mortgage or credit repair.

    "Founded with a mission to simplify financing, we've helped thousands of clients secure funding, purchase homes, and rebuild their credit."— The BTEC Team · Pleasanton, California
    • Client-First ApproachYour success is our priority — we take time to understand your goals.
    • Tailored SolutionsNo cookie-cutter approaches — every solution fits your situation.
    • Industry ExpertiseDecades of combined experience in finance and lending.
    • Trusted PartnershipsRelationships with top lenders get you the best rates and terms.

    A Word from the CEO

    Scalability. Profitability. Growth.

    Joey BuscemiChief Executive Officer · BTEC Financial

    At BTEC Financial, everything we do comes back to those three things.

    Merchant processing is the foundation of our business, but our clients are the reason for our business. When you become a BTEC merchant partner, you’re not just another account or processing number. Your business becomes our priority.

    We believe a great financial partner should do more than process your payments. We should help you find ways to reduce costs, improve cash flow, access capital, solve problems, and create opportunities for growth.

    That’s why we’ve built BTEC Financial to offer much more than merchant processing.

    Through our extensive network of trusted partners, we can help business owners access unsecured business loans, lines of credit, business credit repair, insurance reviews, additional business resources, and more.

    Our mission is simple: help our clients build stronger, more profitable, more scalable businesses.

    When you partner with BTEC Financial, you gain a team that wants to understand where your business is today — and help you get where you want it to go tomorrow.

    Your success is our success. Your growth is our business.

    0+Years Experience
    up to0%Saved on Processing
    $0B+Total Funded
    0.0/5Customer Rating

    Why Choose Us

    Your success is our priority

    We believe every business deserves access to capital. Our mission is to simplify the funding process and help you achieve your goals faster.

    24hFastest decision
    $8B+Funded
    4.9/5Client rating

    Success Stories

    Trusted by business owners nationwide

    Let's Get You Funded

    Ready to grow your business?

    Get pre-approved in minutes with no impact to your credit score. Our funding specialists are standing by to help you find the perfect solution.

    Apply Now or call (877) 283-2321
    Apply Now