Imaging systems that cost more than houses, insurance reimbursements that arrive on their own schedule, and a patient base that deserves better rooms — healthcare finance, handled.
Three quick questions — confidential, no credit impact.
Secure & confidential. No obligation.
At a Glance
Healthcare providers are among the most fundable borrowers in America — when the lender understands the model.
Your Advantage
Here’s a secret worth money: healthcare providers enjoy some of the strongest credit appetite in all of lending. Recession-resistant demand, licensed professionals, insurance-backed revenue — lenders actively hunt for practice loans.
Which means the game isn’t getting approved; it’s getting the best of several approvals. We put your file in front of healthcare-focused lenders simultaneously and let the competition do what competition does to pricing.
The Programs
From first associate contract to multi-site exit, there’s a financing chapter for each stage.
CBCT, digital imaging, chairs, lasers, EHR systems — financed up to 100% with terms matched to clinical useful life.
Equipment financingBuy the practice, the book or the building. Acquisition programs to 100% for licensed buyers with clean profiles.
Term loansNew operatories, a second location, a surgical suite — term capital sized to projected production.
SBA loansBridge reimbursement lags, cover payroll through ramp-ups, and smooth the gap insurance timing creates.
Working capitalSimple Process
You have patients at 8 a.m. The process respects that.
Four minutes below. Your inquiry stays private — no calls to your office manager, no mail to the practice.
~4 minutesA specialist who knows production reports from P&Ls scopes your options across provider-focused lenders.
Same dayEquipment vs. SBA vs. conventional — priced side by side with total cost of capital made explicit.
TransparentWorking capital in 24–48 hours; equipment inside a week; acquisitions and SBA on managed timelines we drive.
On schedule
Who We Fund
MD, DDS, DVM, DPT, OD — if there’s a license and a patient base, there’s a program. We fund independents, partnerships and groups across the clinical spectrum.
In the waiting room:
Questions, Answered
Measurably. Provider default rates are among the lowest of any borrower class, and lenders price accordingly — with dedicated healthcare programs offering higher amounts, longer terms and lower rates than general small-business products.
Frequently, yes. For licensed buyers with solid credit, acquisition financing up to 100% of purchase price exists — sometimes including working capital for the transition. The practice’s cash flow is the qualifying engine.
Working capital programs bridge the 30–90 day insurance cycle, and receivable-based structures advance against your claims pipeline. Reimbursement lag is a timing problem, not a solvency problem — we finance it that way.
Yes — partner buy-ins are a well-worn path. Lenders treat an associate with production history buying into a proven practice as a strong file. We’ll coordinate with the practice’s valuation and your CPA.
SBA brings lower rates and longer terms but a slower close; conventional healthcare programs close faster at slightly higher cost. The right answer depends on your timeline and the project’s size — we’ll price both and show the crossover math.
No — exploring options uses a soft inquiry only. A hard pull happens only later, with your consent, once you choose a specific program.
Still curious? Read the full FAQ or call (877) 283-2321.
Get Funded
Confidential, four minutes, no credit impact. A healthcare specialist reviews every file.
What are you applying for?
Choose the option that fits best — you can always talk it through with a specialist.
How much funding do you need?
Drag the slider — a rough number is fine.
What's it for?A few details
This helps us match you with the right lenders.
Where should we send your options?
A funding specialist will review and reach out — no impact to your credit score.
Speed things up with documents (optional)
Recent bank statements help us get you approved faster. Accepted formats: PDF, PNG, JPG — max 3 files.
Review your application
Make sure everything looks right — then send it our way.
Thank you — your application has been received. A dedicated funding specialist will contact you within one business day.
Need us sooner? Call (877) 283-2321.
Success Stories
Providers who financed the growth their patients were already asking for.
Invoice factoring turned our 60-day receivables into same-week cash. Game changer.
My specialist walked me through an SBA loan step by step. Lower rate than I thought possible.
They answered every call, explained every term, and never pressured. Rare in this industry.
Let's Get You Funded
Apply in four minutes and let healthcare-focused lenders compete for your practice. Discreet, efficient, and priced like the strong borrower you are.
